Seems like the admin have implemented some metrics. I hope you are able to determine if the daily-credits are working for newbies. My fear would be that we have new people showing up, getting frustrated and not returning.
What if some of the commodity/bard/scholar/pilgrim quests were make more quest like on top of how they currently work? Perhaps, you'd get a work order to lead a bard around the roads? Or if not to lead around, to find a 'missing' bard and take them to your library. Or a field guide to note tracks of wildlife.
I'm thinking this would work like the Iosai 'bug' hunting quest, or for most of you, the way treasure maps work.
You could even restrict demis from doing this and leave it as a way for non-demis to not get hosed by demis.